Bank of America Unlimited Cash Rewards Credit Card

Unlock a world of spending power with the Bank of America Unlimited Cash Rewards Credit Card, specially designed for U.S. residents.

This card empowers you with unlimited cash back on every purchase, turning what you spend into a financial asset.

Imagine earning rewards on everything from groceries to gasoline, making it easier to manage daily expenses while earning.

Start enjoying the benefits of a card that not only meets your financial needs but also rewards your everyday lifestyle choices.

Unlimited 1.5% cash back on all purchases

Imagine every time you shop, whether it’s for groceries, gas, or a new gadget, you are earning money back effortlessly.

With the Bank of America Unlimited Cash Rewards Credit Card, you enjoy unlimited 1.5% cash back on all purchases. There's no cap or category restriction.

This means whether you're paying for a cup of coffee or a vacation, you're consistently benefitting financially.

Over time, this can add up to significant savings or extra spending power for treats or necessities.

No annual fee

One of the standout features of this credit card is that it carries no annual fee.

This means you don’t have to worry about paying an extra cost just to use the card.

Whether you’re an occasional spender or use your card for all your purchases, you’re not burdened by an additional yearly charge.

Over the years, this can result in substantial savings, allowing you to keep more money in your pocket while enjoying the rewards the card offers.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

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0% introductory APR for the first 18 billing cycles on purchases and balance transfers

This feature offers a promotional 0% APR for purchases and balance transfers for the first 18 billing cycles.

This is particularly beneficial if you have an outstanding balance on another card or anticipate upcoming large purchases.

You won't accrue interest during this period, provided you pay off the balance in full by the cycle’s end.

It’s a great opportunity to manage existing debt or spread the cost of new purchases over 18 months without paying interest.

$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening

New cardholders can earn a $200 online cash rewards bonus.

To qualify, simply spend at least $1,000 within the first 90 days of opening your account.

This bonus effectively acts like a 20% discount on your first $1,000 in purchases.

Such a reward can be ideal for planned expenses, helping you maximize your value in the early days of using your card.